FinTree Logo
Bank-licensed • FinTree-powered

Premier Pay
Electronic Payment Gateway

End-to-end build, operate & profit-share partnership with The Premier Bank PLC. Capturing 25% of Bangladesh’s BDT 10,900 Cr EPGW market.

Live in 18 weeks PCI-DSS v4.0
PremierPay T+0 Settlement
Transaction volumeBDT 10,900 Cr
Target share (Y3)25%
Premier Bank valueBDT 75 Cr+
86 FTE ready Zero capex

The EPGW inflection point

Bangladesh’s digital payments are shifting to bank-led acquiring. Premier Bank can lead — with FinTree closing the technology gap.

32% CAGR

5-year market growth driving BDT 10,900 Cr total payment volume by 2026.

Bank-grade trust

Only banks can offer T+0 same-day settlement, ICA, and lower MDR than PSPs.

BDT 130 Cr+ revenue

Net acquirer revenue at 25% market share by Year 3 — fully recurring.

Partnership Model

Bank-licensed, FinTree-powered

Premier Bank holds the EPGW licence and settlement role. FinTree builds, runs, sells and supports the entire gateway — absorbing 100% of capex and opex. A profit-share grid ensures aligned incentives.

Premier Bank gives: licence, brand, settlement, CASA float
FinTree brings: platform, 86 FTE, certifications, sales pipeline
30–38% net revenue share to Premier Bank • Zero upfront cost

Technology stack

  • PCI-DSS v4.0 certified
  • 3DS 2.2 / TokenisationVisa VTS + Mastercard MDES
  • Uptime SLA99.95%
  • Auth latency≤1.8 sec
  • Source-code escrow guaranteed

Cloud-native EPGW platform

Pre-built connectors for Visa, Mastercard, Bangla QR, NPSB, Binimoy.

SDKs & Hosted Page

Smart Orchestration

ML Fraud Scoring

T+0 Reconciliation

Speed to market

Signed to live in 18 weeks

1Executive review & regulatory walk-through
2Term sheet & definitive agreements
318-week implementation kick-off

“Every quarter of delay = ~1.5–2.0% of permanent share lost.”

Anchor pipeline

Convertible within 6 months: top e-commerce, utilities, government digitisation.

Day-1 workforce 86 FTE
Year-3 target 212 FTE

100% on FinTree payroll – no HR burden on Premier Bank.

Why FinTree, Why Now

FinTree edge

  • 6+ years BD cards & acquiring leadership
  • Proprietary tech, full source-code escrow
  • ISO 27001, SOC 2 Type II aligned
  • Capitalised to fund multi-year opex

Regulatory window

  • BB Cashless Bangladesh drive
  • ICA growing 60%+ YoY (banks only)
  • Incumbent PSPs stretched on SLAs
  • Scheme economics favour tokenisation